Gold Loan

We advance upto 80% of the value of your gold ornaments at a very low interest.Our expertise and 77 years of experience in gold loan field…

Money Transfer

We are authorized agents of Western Union, Money Gram, X press Money, Trans-Fast, Ria Money and X-Pay Money Transfer Services..


Welfare Infotech, an IT firm based in Kerala (India) rendering IT services to companies in U.S.A, is the latest venture by..


Our experience in handling gold ornaments in the gold loan field gave us an insight about the new fashion trends…

For the welfare of public, since 1941

Thank you for visiting our website. Come over and see for yourself, who we are & visit our offices for all your financial needs.

Welfare Group is a family managed business organization specialized in gold loan since 1941. Lead by the third generation member of the family in financing field, Mr. Davis A Palathingal, we are committed to helping our customers during their financial needs. Welfare Firm and its branches advance only on gold loan under the Kerala Money Lending Act of 1958. Trusted by over 15,000+ valued customers, we extended our services to Jewellery in 1987, Money Transfer in 2005 & I.T Services in 2012. Welfare Group stepped in to the corporate wold by the incorporation of Welfare Nidhi Ltd. in the year 2015. It’s a ‘NIDHI’ company offering gold loan and deposits under the section 620A of the Companies Act of 1956 and controlled by the Ministry of Corporate Affairs, Govt. Of India. Our core values and operating principles drive our business decisions & guide all our activities.

Mr. Davis A. Palathingal
MD & CEO Welfare Group

MD & CEO’s Message

Welcome to website of Welfare Group of Companies. Our group has a rich tradition of 77 years in the financial field with emphasis on gold loan – a legacy very few can match up to. Our website gives you a quintessence of our group, how we work and why we are so special. I thank you for visiting our website and invite you to come over and see for yourself, who we are & visit our offices for your financial needs.

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